Not only have I been lazy with my lack of posts but also with tracking my spending. I still write down everything we spend, I just haven’t categorized and looked at it lately. Well, I sat down yesterday and did my expenditures for both July and August and was a bit surprised at the totals! I’m glad I got off my rear and did this because I feel we like we’re experiencing “lifestyle inflation”.

The Good

• Other Income
• Mortgage
• Clothing
• Entertainment
• Clothing
• Cosmetics

The Bad

• My Income
• Groceries
• Alcohol
• Eating Out/Takeaway
• Medical

We’re still saving quite a bit overall but there are definitely areas we can improve on. I’m not going to cut us back like I did when we were eliminating debt because there needs to be a balance between saving and living. Back then we were willing to go to extremes to overcome our debt but now that we’re debt free we don’t need to do that. We’re still frugal but overall I think we can reduce our expenses in the coming months :)