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Facing your finances head on

Entries for July, 2008

Tips on being frugal

An important part of our financial success has involved being frugal.
I know that for many people. simply saying the word frugal fills their heart with dread. It invokes feelings of self-deprivation which can be incredibly challenging and for others means more work. The reality though is that being frugal is not only good for your [...]

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Ms. Penny Pincher is under the weather

Hi, my name is Charlie and I’m Ms. Penny Pincher’s partner.
Just a quick post to let you know that Ms. Penny Pincher is under the weather with a sore throat and running a high fever.
Even though she is sick that hasn’t stopped her from being a good fiscal manager. I wanted to buy her a [...]

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Why You Should Always Check Your Credit Card Statements

This all started back in May when I opened up our credit card statement and like any smart money manager I checked all the charges to make sure everything was in order. Normally we don’t have too many charges but while my Dad was here we treated him to a trip to Sydney.
In Sydney we [...]

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Spending is Good For Your Health?

In this Wall Street Journal article entitled, Splurging is Good for Your Health they report on a Harvard study that says splurging now makes you happier later. “Even more surprising: Not splurging now gives you pangs of regret later.” Over time, those who had indulged felt less and less guilty about their choices, whereas those [...]

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Leaving $50 Unattended in Public

You wouldn’t think working in a video store would be that exciting but you would be wrong ;-) I guess it’s depends on what your definition of exciting is. At any rate, we certainly have a lot of drama.
Yesterday was no exception. A middle aged gentleman came up to the counter to hire out [...]

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Five Ways to Use Your Tax Refund

It’s tax time here in Australia at the moment. I love this time of year because it usually means a big refund (well, this is only my second year working but before then Charlie would usually get a refund). The financial year in Australia runs from July 1- June 30. I picked up my group [...]

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Something Free, Frugal and Efficient!

Stephanie over at A Year of Crockpotting is giving away 10 Crock-Pots. All you have to do is leave a comment to go in the draw :)
Charlie and I use our crockpot (called a slow cooker here) all the time especially now since it’s Winter Down Under. Everyone who practices frugality should have one :)
We [...]

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Keeping up with the Joneses

Saturday night Charlie and I went over to one of our friend’s house. We’ll call him Matthew to hide his identity :-) He’s a lovely guy but we couldn’t be farther apart regarding our views on money. Matthew believes in keeping up with the Joneses. He lives in million dollar house in an exclusive suburb [...]

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Tips to Stop Food Wastage

The British Government this week has urged all of it’s citizens to start practicing frugality and to stop wasting food. The last time they did was during World War II. I frankly think it’s a brilliant idea. The amount of food that Britons are throwing away is staggering, the average household throws 420 pounds of [...]

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4 Ways a Money Diary Can Get You Out of Debt

Sally at InDenialHealth wrote an interesting post this week about how keeping a food diary helps you lose weight. I’m not surprised by this at all because I’ve been using this same exact method to track my spending for the last five years and it has had a huge benefit.
The article at US News mentions [...]

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